The rapid influx of people into urban areas that are already overcrowded with large service delivery backlogs, has led to the formation of informal settlements in vulnerable locations resulting in urban sprawl and urban decline. The purpose of the study is to share the theoretical framework relative to the urban resilience determinants, with the intention to solicit criticism on gaps and blind spots. A qualitative approach was used, and questionnaires were administered to participants. A non-probability sampling technique was followed in selecting research participants who were believed to be resourceful by virtue of the positions they held and the expertise in their fields of study. Thirty-three questionnaires were distributed and only twenty-five were returned. Of the twenty-five returned questionnaires, twenty-three were usable, representing 70% response rate. From the data analysis, 14 interceding variables were identified affect